VISA Credit Card

No annual fee

As a Friendly Federal Credit Union member, you can enjoy the advantages of a VISA card, the credit card recognized the world over. A VISA from your credit union allows you to cancel other costly credit cards.

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You can use the equity in your home to help you pay for home improvements, cover educational costs, consolidate your debt, and more.


Your home is probably the largest purchase you'll make in your lifetime, and you've worked hard to gain equity in that investment. Put your equity to work for you to fund that home improvement project you've been dreaming of, consolidate and pay off bills, pay for larger purchases like college or a wedding - or just have access to money for emergencies. Our flexible Home Equity loan options give you the ability to choose the funds you need, when you need them. Plus, with No Closing Costs on most equity loan options, we make it easy to get fast access to that cash!

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VISA Credit Card

No annual fee

As a Friendly Federal Credit Union member, you can enjoy the advantages of a VISA card, the credit card recognized the world over. A VISA from your credit union allows you to cancel other costly credit cards.

Apply Now
Apply Now

VISA Credit Card

No annual fee

Unlike other costly checking accounts offered by many financial institutions, Friendly Federal Credit Union offers an absolutely FREE checking account with no hidden fees or restrictions.

Apply Now

No Application Fee


When you apply for your Friendly Federal Credit Union VISA card, there is no application fee and no annual fee.

Low Interest Rate


We help our members keep costs under control by carrying an exceptionally low interest rate.

25-Day Grace Period


This means that you will not be charged interest on purchases if the entire balance is paid before the statement due date.

Cash Advances


With your VISA, you can quickly and easily get cash advances up to your available credit limit.

UNTIL FURTHER NOTICE

ALL VISA PAYMENTS MUST BE MADE IN OFFICE OR MAILED IN. THEY CANNOT BE DONE ONLINE DUE TO VISA SYSTEM UPDATES. IF YOU HAVE ANY QUESTIONS, PLEASE GIVE EITHER OFFICE A CALL AND WE WILL BE HAPPY TO ASSIST YOU.

Whether you need to deposit a check from home, make an online bill payment, or instantly transfer funds, you can manage your accounts from wherever you are at any time.

When you switch to a Friendly FCU free checking account, you're making a wise decision and enjoying the benefits of this low-cost financial service.


Just look at these cost saving features:


  • NO monthly service charge


  • NO minimum balance required


  • Instant record of all transactions. Each time you write a share draft, you get an exact duplicate on the attached carbonless duplicate copy


  • Monthly statements


  • Free debit card


  • 50 FREE checks when you open your account

Looking to establish a credit history or rebuild your credit score? A Friendly Federal Credit Union VISA card can help do those things for you.

UNTIL FURTHER NOTICE

ALL VISA PAYMENTS MUST BE MADE IN OFFICE OR MAILED IN. THEY CANNOT BE DONE ONLINE DUE TO VISA SYSTEM UPDATES. IF YOU HAVE ANY QUESTIONS, PLEASE GIVE EITHER OFFICE A CALL AND WE WILL BE HAPPY TO ASSIST YOU.

When you switch to a Friendly FCU VISA card, you'll finally be able to have the peace of mind that comes with knowing you have a low interest rate and no hidden fees.


Just look at all these benefits you'll enjoy:

  • No application fee


  • No annual fee


  • 25-day grace period (does not apply to cash advance charges


  • Low interest rate


  • Credit Lines to $10,000


  • Cash advances at either of our 2 offices or any other authorized VISA location


  • Existing charge account balances may be transferred to the new VISA account



  • Free travel accident insurance coverage


LOW PAYMENTS


Member must pay at least the minimum payment due, which will be 3% of the total new balance disclosed on the statement, or $20 whichever is greater.



CASH ADVANCES


With your VISA, you can quickly and easily get cash advances - up to your available credit limit - at any of more than 160,000 financial locations around the world!




FINANCE CHARGE




Your VISA card comes with a 25-day grace period. This means that you will not be charged interest for purchases* if you pay your entire balance before each statement due date.


*Note: The grace period does not apply to cash advance charges.


VISA DEBIT CARD


Access to your checking account just doesn't get any more convenient than using a VISA Debit Card from Friendly FCU. You can apply online or you can stop by either of our convenient locations.


Use it to make purchases:


Our VISA Debit Card offers you the convenience of access to your checking funds without the hassles of carrying a checkbook, writing a check and waiting for approvals. It's the easy way to pay by check - without writing one - and it's accepted for purchases everywhere the VISA logo is displayed.


When you make purchases, the funds will be automatically deducted from your Friendly Federal Credit Union checking account. Best of all, you'll pay no interest or finance charges.


You can use your card at supermarkets, service stations, restaurants and other point-of-sale terminals located at check-out counters. You may not use your VISA Debit Card to reserve or rent an automobile. Online purchases or payments are limited to $1,000 per 24 hour period.


STOP IN, CALL OR DOWNLOAD YOUR APPLICATION TODAY!

Frequently Asked Questions

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